Przeczytaj tekst. Do każdego akapitu (3.1–3.3) dopasuj właściwy nagłówek (A–D). Wpisz odpowiednią literę obok numeru każdego akapitu. Uwaga! Jeden nagłówek został podany dodatkowo i nie pasuje do żadnego akapitu. A Enjoy life and don’t think about

Przeczytaj tekst. Do każdego akapitu (3.1–3.3) dopasuj właściwy nagłówek (A–D). Wpisz odpowiednią literę obok numeru każdego akapitu. Uwaga! Jeden nagłówek został podany dodatkowo i nie pasuje do żadnego akapitu. A Enjoy life and don’t think about the future B Being smart about money C Personality versus society D Being ready for what life brings ARE THERE ANY SAVERS OUT THERE? 3.1 For a long time, psychologists have divided people into either spenders or savers, depending on their personality. Savers are those of us who always know how much money they have in their wallets, and always plan their shopping ahead. They never buy anything simply because it is a real bargain. The future is unknown, and savers feel confident only when they are prepared for the future. 3.2 If you are a spender, on the other hand, you can’t imagine your life without its little pleasures (like eating out, buying the latest gadgets or trendy running shoes) even if you can’t really afford them at the time. Very often you have no idea what you have spent a 50-pound note on, and you usually don’t know how much money you have in your bank account. So what? Why save? Life is too short! 3.3 The big question is, however, whether this division still makes any sense. Each and every one of us is constantly bombarded with advertisements on a daily basis. We are told that spending money is good, and we are encouraged to pay for everything by credit card. Is it surprising that people spend more and more money on things they do not really need? Is spending really a character trait, or a social trend? Are there any savers left out there?